Caution. Beware of Phishing Scams.

If you have questions or wish to report what you believe to be a phishing incident, please contact us at cashmgmt@rcbank.com or call us at (916) 567-2660.

Email claiming to be from the FDIC - October 26, 2009

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC.

The subject line of the e-mail states: “check your Bank Deposit Insurance Coverage.” The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.”

The e-mail then asks recipients to “visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage” (a fraudulent link is provided). It then instructs recipients to “download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage.”

This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to on-line banking services or to conduct identity theft.

The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.

Potential phishing scam directed towards Internet Banking customers. 

River City Bank uses a third party, Digital Insight, to host its Internet Banking system. This phishing scam is trying to target Digital Insight users by sending emails that appear to be from an official Digital Insight source (for example, Digital Insight Customer Care or Digital Insight Administration).  It is designed to trick the recipient into clicking a link in the e-mail for the purpose of acquiring sensitive data, such as passwords or financial information.

Please be advised to NEVER click links or install programs suggested in emails, even if the email appears to be from an official or familiar source. For your protection, we ask that you immediately delete any email that is requesting you to click a link and fill out a form with your personal information.  River City Bank and Digital Insight will never send our customers emails containing links to download software or applications.