Providing working capital lines of credit

Lines of credit provide flexibility to take advantage of business opportunities as they arise and to support seasonal needs. Lines of credit are typically repaid from business cash flow (collection of receivables).
 

• Fast response to financing questions by our local decision makers
• Financing for receivables, inventory, or other operating assets
• Automatic sweeps to and from your line of credit
• A relationship officer and support specialists dedicated to your business

Revolving line of credit

This allows a business to borrow, repay and borrow again up to the original line of credit amount during the life of the loan. We offer automatic pay-downs and cash advances. We can also invest your excess cash balances.

Non-revolving line of credit

This allows a business to borrow an amount either in a lump sum or an amount dispersed over a period of time. Each time a payment is made, the credit availability reduces by that amount.

Imagine quick answers

Apply today. The application process is easy. Let our staff help you with your buisness banking needs. Call today to speak with our Business Banking Services Coordinator at (916) 567-2660. You can expect fast loan approval, local decision-making and experts on hand if you have questions.